PRIVACY POLICY
The Legacy Circle
Effective Date: July 6, 2026
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Welcome to The Legacy Circle ("we," "us," "our"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website www.thelegacycircle.com, submit forms, contact us, or engage with our services. We provide financial advisory services, insurance planning, annuity placement, estate planning consultations, and retirement income strategies. Please read this policy carefully. By accessing or using our website, marketing materials, or services, you agree to the terms outlined in this Privacy Policy.
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1. INFORMATION WE COLLECT
We may collect the following types of information:
A. PERSONAL INFORMATION YOU PROVIDE
When you contact us through our website, forms, phone, email, or in-person consultations, we may collect:
- Name, email address, and phone number
- Age, retirement timeline, and financial situation
- Retirement savings, assets, and investment concerns
- Estate planning information or family details
- Any other information you voluntarily share
B. INFORMATION FROM MARKETING CAMPAIGNS
When you interact with our Meta (Facebook/Instagram) instant form campaigns, we collect:
- Information you provide through the form (savings, age, retirement concerns, contact details)
- IP address and device information
- Form engagement and completion data
- We use form qualification questions to identify prospects within our target market (typically individuals with $250K+ in retirement savings, within 10 years of retirement, age 55+)
C. AUTOMATED COMMUNICATIONS
We use SMS text messaging, voice AI, and automated phone contact systems (managed through our CRM and voice AI platform—currently GHL and AlphaClix) to:
- Follow up on inquiries and consultations
- Send appointment reminders and educational content
- Schedule meetings and provide service updates
By providing your phone number, you consent to receive these communications. We comply with all Telephone Consumer Protection Act (TCPA) requirements.
D. NON-PERSONAL INFORMATION
We collect data about your website visit, including:
- IP address, browser type, operating system
- Pages visited, time spent on pages
- Cookies and tracking technologies
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2. HOW WE USE YOUR INFORMATION
- To respond to your inquiries and provide consulting or service recommendations
- To follow up on leads and schedule consultations
- To deliver content about retirement planning, insurance options, annuities, estate planning, and financial strategies
- To process requests for illustrations, recommendations, or product information
- To analyze marketing campaign performance and improve our services
- To comply with federal and state financial advisory and insurance regulations
- To maintain records required by state insurance departments
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3. HOW WE SHARE YOUR INFORMATION
We do not sell your personal information to third parties.
We may share your information with:
- Trusted service providers (hosting, email, SMS, voice AI, CRM systems—GHL and AlphaClix, analytics, Meta/Facebook)
- Our in-house financial advisor partner when appropriate for client recommendations
- Payment processors and other vendors necessary to operate our business
- State insurance departments, regulators, or law enforcement if required by law
These service providers are contractually required to keep your information confidential and comply with privacy laws.
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4. FINANCIAL ADVISORY & INSURANCE DISCLAIMER
The content and services offered by The Legacy Circle regarding annuities, life insurance, estate planning, and retirement income strategies are provided for informational and educational purposes and do not constitute personalized investment advice.
IMPORTANT DISCLOSURES:
- The Legacy Circle operates as an independent financial advisory and insurance placement firm
- Past performance does not guarantee future results
- All retirement planning and insurance strategies carry inherent risks, including potential loss of principal
- Annuity and life insurance products are issued by insurance companies and subject to their claims-paying ability
- For personalized financial, tax, or legal advice, consult with a licensed financial advisor, CPA, or attorney in your state
- We are not responsible for financial, tax, or legal decisions you make based on information we provide
All insurance products are regulated at the state level. Illustrations and product information are based on current carrier assumptions and subject to change.
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5. COOKIES AND TRACKING
We use cookies and tracking pixels (including Meta/Facebook pixels) to:
- Remember your preferences
- Understand how you use our website
- Track which ads and campaigns are most effective
- Build retargeting audiences
- Measure conversion rates
You can disable cookies through your browser settings, though this may affect website functionality. By using our website, you consent to these tracking practices.
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6. DATA SECURITY
We take reasonable measures to protect your information, including encryption, secure protocols, and limited employee access. However, no internet transmission is 100% secure. You provide information at your own risk.
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7. SMS AND VOICE AI COMMUNICATIONS - TCPA COMPLIANCE
By providing your phone number, you consent to receive:
- Text messages (SMS) from The Legacy Circle
- Voice calls and voice AI messages from The Legacy Circle
- Automated appointment reminders
We comply with TCPA by:
- Obtaining prior express consent before sending SMS or voice messages
- Providing opt-out instructions in every SMS
- Honoring opt-out requests within 48 hours
- Not sending messages outside 8 AM - 9 PM in your time zone
- Providing a callback number in voice messages
TO OPT OUT:
- SMS: Reply "STOP" to any text message
- Voice: Say "remove me from your list" during the message
- All communications: Email somiacoaxum@thelegacycircle.com with "OPT OUT" in the subject line
Standard SMS and voice rates may apply based on your carrier plan.
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8. YOUR RIGHTS & CHOICES
You have the right to:
- Request access to your personal information
- Correct inaccurate information
- Request deletion (subject to legal retention requirements)
- Opt out of marketing communications and retargeting ads
To exercise these rights, contact us at somiacoaxum@thelegacycircle.com
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) to know, delete, or opt out of information sharing. To submit a CCPA request, email us with "CCPA Request" in the subject line.
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9. THIRD-PARTY LINKS & SOCIAL MEDIA
Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites. Review their privacy policies before providing information.
If you engage with our social media content or ads, the social media platform will also collect information according to their own privacy policies.
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10. INFORMATION RETENTION
We retain your personal information:
- As long as necessary to provide services
- As required by federal and state regulations (typically 3-7 years for financial advisory records)
- To comply with tax and accounting requirements
- For legitimate business purposes
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11. CHILDREN'S PRIVACY
Our website and services are not intended for individuals under 13. We do not knowingly collect information from children under 13. If we discover we have done so, we will delete it immediately.
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12. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy to reflect changes in our business practices, applicable laws, or feedback. Any material changes will be posted here with an updated "Effective Date." Your continued use of our services after changes constitute your acceptance of the updated policy.
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13. CONTACT US
If you have questions or concerns about this Privacy Policy or how we handle your information:
Email: somiacoaxum@thelegacycircle.com
Phone: 786-305-4640
Address: 1891 Polk St. Hollywood, FL 33022
Response Time: We will respond to privacy inquiries within 30 days.
If you believe we are not complying with applicable privacy laws, you may file a complaint with:
- Your state's Insurance Commissioner
- The Federal Trade Commission (FTC) at www.ftc.gov
- Your state's Attorney General
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DISCLAIMER OF LIABILITY
The Legacy Circle is not responsible for:
- Unauthorized access to your information beyond our control
- Breaches caused by third-party service providers
- Compliance failures by third-party platforms or vendors
- Your use or misuse of information once received
- Information you voluntarily share publicly
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Document Version: 3.0
Last Updated: July 6, 2026
Next Review: July 2027