Every Plan Starts With 3 Buckets
PROTECT the money you can't afford to lose.
PAY yourself reliable income every month.
GROW the rest for inflation and the people you love.
OUR SERVICES
Guaranteed Retirement Income
We help clients convert savings into income they can't outlive — building a monthly paycheck that shows up no matter what the market does.
Retirement Tax Strategy
From RMDs to Roth conversions to Social Security taxation, we help you understand exactly what you'll owe — and how to legally minimize it.
Legacy & Wealth Protection
We help you protect what you've built and pass it on efficiently, using strategies designed to reduce risk and preserve your family's financial future.
Meet Your Advisor
_JPG.jpg)
As a Certified Financial Fiduciary (CFF), I put your best interest first. Every recommendation I make is about what's right for you and your family.
I started The Legacy Circle after working at firms where clients didn't always come first. I watched advisors push cookie-cutter strategies, skip the explanations, or recommend whatever paid them the most, while real families lived with the results.
So I built something different: an education-first firm. I share these strategies openly on YouTube, Instagram and Facebook, because you deserve to understand your options before anyone pitches you a product.
My goal is simple: transparency, honesty, and the confidence to make your own retirement decisions.
Somia Coaxum | Certified Financial Fiduciary (CFF) | Founder
HOW IT WORKS
1. Book Your Call
Pick a time that works for you. It only takes 30 seconds.
2. We Map Your 3 Buckets
On our call, we look at what you have, what you need, and what you want retirement to look like.
3. You Get a Clear Plan
You decide what's next, with no obligation. Either way, you walk away knowing exactly where you stand.
WHY CHOOSE THE LEGACY CIRCLE?
Straight Answers in Plain English
We break down complicated retirement and tax concepts in plain language, so you always know exactly what's happening with your money and why.
Independent & Unbiased
We're not tied to one company's shelf of products. We compare real options across multiple carriers to find what's actually best for you.
A Real, Ongoing Plan
This isn't a one-time transaction. We build a strategy around your full retirement picture — income, taxes, and legacy — and stay with you through it.
Certified Financial Fiduciary
As a Certified Financial Fiduciary, we're held to a standard that puts your interests first — not a sales quota.
Built for Where You Are Now
Whether you're 5 years out or already retired, we tailor every recommendation to your specific timeline, goals, and risk tolerance.
CLIENT TESTIMONIALS
Leave us a review!
We appreciate any and all feedback, and would love to hear what you have to say. Leave us a review and you might be featured on our client testimonials!
